← News·Markets · OutlookMarkets

First Horizon (FHN) posts $260 million in second-quarter NIAC; EPS of $0.54 rises from $0.45 a year ago

Second-quarter net income available to common shareholders of $260 million at First Horizon Corporation (NYSE: FHN) cleared the year-ago period by 12%, the Memphis-based bank reported on July 15, 2026. Earnings per…

NM
NewsMV Markets Desk
3 min read
15 July 2026Markets desk
Share this dispatch

Second-quarter net income available to common shareholders of $260 million at First Horizon Corporation (NYSE: FHN) cleared the year-ago period by 12%, the Memphis-based bank reported on July 15, 2026. Earnings per share of $0.54 improved $0.09 from Second Quarter 2025. The full release, with the line items behind those headline figures, is the next read for the FHN setup.

The print: sequential and year-over-year

First Horizon's Q2 2026 NIAC of $260 million stepped past the $257 million the bank reported for first-quarter 2026. The three-million-dollar sequential gain is a smaller signal than the year-over-year comparison, where net income available to common shareholders advanced 12% from Q2 2025. Per-share earnings for the same period moved from $0.45 to $0.54, a nine-cent improvement.

The two reference points, Q1 2026 and Q2 2025, frame what the market will price against FHN. Whether the result clears or misses any existing consensus requires the full earnings filing, not the headline press release.

What to watch

Any guidance First Horizon Corporation attaches to the second half of 2026 is the most consequential forward-looking piece of the July 15 disclosure. The supplemental materials and any accompanying conference call will carry the underlying revenue and credit detail that determines whether the 12% year-over-year NIAC gain reflects a durable trend or a quarter-specific driver. Those filings are the next confirmable milestone for FHN.

Related reading

Categorymarkets

Filed via prnewswire.com

Keep reading

More from the markets desk

Key takeaways

Frequently asked

How much did First Horizon earn in the second quarter of 2026?

First Horizon posted net income available to common shareholders of $260 million, or $0.54 per share, in Q2 2026.

How does the Q2 2026 result compare to a year earlier?

Net income available to common shareholders rose 12% year-over-year, and EPS improved from $0.45 in Q2 2025 to $0.54.

How did Q2 2026 compare to the prior quarter?

Q2 2026 NIAC of $260 million was up $3 million from the $257 million reported in Q1 2026, a smaller signal than the year-over-year gain.

Did First Horizon beat or miss consensus estimates?

The article states that determining whether the result clears or misses any existing consensus requires the full earnings filing, not the headline press release.

What should investors watch next?

Investors should watch any guidance for the second half of 2026 and the supplemental materials and conference call, which will carry the revenue and credit detail behind the 12% year-over-year gain.