Newsmv
A parent holding full legal guardianship of a son with special needs is weighing whether buying a condo on his behalf would put his benefits at risk.
The answer hinges not on the purchase itself but on how the ownership is structured — and whether the son appears as the beneficial owner in the eyes of the programs that pay his benefits.
One arrangement under consideration: the parent buys the property in their own name and the son pays rent.
The Benefits Trap in Direct-Ownership Housing The scenario captures a recurring tension in special-needs financial planning.
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