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SoFi Technologies Hits Record $14.8 Billion in Q2 Loan Originations With Stock Down 30% on the Year

9/13/2026

Record loan originations of $14.8 billion in the second quarter of 2026 have not been enough to keep SoFi Technologies (NASDAQ: SOFI) shares from sitting 30% below where they opened the year.

Management updated its rate-cut assumption from one to two cuts, which implies a higher guidance range, though the tape has not priced it that way.

What the print shows The quarter's revenue picture is consistent and broadening. Adjusted net revenue grew 40% year over year, matching the first quarter's pace.

Lending remains the core, and it ran hard: revenue in that segment rose 63%, with net interest income up 54% and loan origination fees up 64%, producing the $14.8 billion origination record.

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