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A 5.8% year-over-year gain in net interest income and diluted earnings of $0.73 per share moved PCB Bancorp (PCB) into focus after the Los Angeles-based bank reported second-quarter 2026 results on July 23.
Net income came to $10.4 million. Total deposits reached $2.92 billion as the held-for-investment loan portfolio closed the quarter at $2.93 billion.
Margin and returns Net interest income of $27.494 million for 2Q26 rose $1.504 million from a year earlier and $684 thousand from 1Q26. Net interest margin widened to 3.33%.
Interest income totaled $50.040 million; interest expense fell $772 thousand year-over-year to $22.546 million as deposit funding costs began to ease. Return on average assets was 1.24%.
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