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IBOC posts $198 million in H1 2026 net income as loan book growth absorbs a soft Q2

8/6/2026

Six-month net income of $198.0 million and $3.18 in diluted earnings per common share from International Bancshares Corporation (NASDAQ: IBOC) marks a 0.5% gain over the first half of 2025.

The quarterly split complicates the print: Q2 2026 net income fell 4.3% year over year to $95.8 million, with diluted EPS sliding from $1.61 to $1.54.

The provision for credit losses moved higher in the period, and whether that trend holds into the second half is the setup question. The H1 scorecard Net interest income carried the half-year result.

Growth in both the loan and investment portfolios drove that income line, with the current rate environment providing additional support.

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