NewsMV

Homebuyer discovers condo HOA holds only 1% cash reserves

9/23/2026

A prospective homebuyer prepared to close on a dream property only to find the condominium association held just 1% in cash reserves.

The discovery highlights a critical risk in real estate transactions where buyers cannot choose their homeowners association.

The setup for the buyer now involves navigating a financial structure that may not support major repairs or special assessments. The core issue is the lack of liquidity within the association.

With only 1% of funds available, the HOA has minimal cushion for unexpected maintenance or capital improvements.

Keep reading

Read the full story

Open on NewsMV